A car accident may leave you with dozens of injuries. Sometimes this can lead to the need for surgery. When this happens, you often do not have time to make decisions about how you will pay for this type of care. It’s often a life-or-death decision made for you. Yet, after you begin to heal, you may begin to worry about who will pay these debts and what the financial strain may mean for your life going forward.
In many situations, the financial burden of a car accident can be so significant it leads to financial ruin. However, in some cases, a car accident attorney may be able to help you recover the losses you’ve suffered if someone else is to blame.
How Expensive Is Surgery After a Car Accident?
It’s impossible to put a price tag on the actual cost of a surgical procedure after a car accident due to the many variables involved. Here’s a look at some of the costs you could incur:
- Emergency Treatment. Treatment in the emergency room is more expensive than planned surgical procedures. It requires access to emergency personnel, as well as the immediate services of surgical teams.
- Surgeons. As some of the highest-paid medical professionals, surgeons command a significant price for their services. You can expect this to be higher for neurosurgeons or surgeons that handle high-risk procedures with the spine.
- Anesthesia. The anesthesia team typically bills for its services separate from the hospital’s services. These costs are significantly higher when surgical procedures take a long time.
- Hospital surgery equipment and space. There’s also the need to cover the cost of using the equipment and resources of the hospital itself. Hospital costs for the surgical suite range widely. There are also recovery and step-down units depending on your needs.
- Hospitalization. Most people need to spend some time in the hospital recovering from car accident surgery. Costs here depend on factors such as the level of care needed and length of stay.
- Medications. You may need to pay for medications provided to you throughout your stay. These continue after your procedure.
- Recovery. Some people spend a significant amount of time in rehabilitation after leaving the hospital.
- Follow-up care. This may include care at your home as well as medical appointments, procedures, and therapies provided after your procedure and in the months following as you heal.
- Household help. You may need to make changes to your home to allow for mobility or therapy. You may also need help around the home for cleaning up and making meals if you are unable to do so.
Health Insurance May Cover the Cost of Some of Your Losses
In some situations, health insurance will cover the costs of some of your losses. If you have adequate coverage, this may substantially lower the amount of out-of-pocket costs you have. Some policies have limitations. Many also have co-pay and deductible requirements you have to pay. Some services, like cosmetic procedures to improve the way you look after an accident may have limited coverage. Some therapies may not be covered either.
You May Be Eligible for a Full and Fair Recovery After an Accident
Many times, a person involved in a car accident doesn’t realize they have the ability to recover these and other losses. If another party was responsible for your losses, you may be able to take action to obtain the compensation owed to you.
To find out if that is an option in your situation, reach out to a car accident attorney in Nebraska. Allow our team to provide you with insight into who may be responsible. If we can prove that the accident is the fault of another party, that person’s insurance may help cover your losses. That could mean you can pay all of your financial losses from surgery and other medical losses with the settlement. You may even be entitled to pain and suffering or other non-economical benefits.
Let our team at the Law Office of Matthew A. Lathrop, PC, LLC, provide you with the insight and support you need now. No matter what you’re facing in terms of medical bills, we want to help you have the responsible party cover those costs. Call our team at 402-281-9668 or use our online contact form to schedule an appointment.