From the initial trip to the emergency room to ongoing rehabilitation needs months later, many people need help covering medical bills after a car accident. In Nebraska, car accident claims for medical losses can be complex.
Common Types of Medical Bills You May Be Able to Claim
After a car accident, it’s critical to keep track of all bills and insurance claims filed for your care. The more accurate this information is, the more likely you can receive full compensation for your losses. Some of the most common types of medical bills you may have after an accident include:
- Emergency room visits
- Surgical procedures you’ve already had or may need later
- Hospital stays you’ve had or may have later
- Physical therapy and other rehabilitation services
- Doctor’s office visits including specialists
- Medications you need as a result of the procedure
- Occupational therapy
- Medical devices including wheelchairs or at-home furnishings like medical beds
- Other healthcare needs
In each situation, the cause of the need must relate specifically to the car accident. Pre-existing conditions do not qualify unless you can prove your condition has significantly worsened as a result of the accident.
Your health insurance will pay many of these bills initially. Keep track of all statements showing what your insurance company has paid since the company will place a lien on the settlement to recoup their expenses. Any co-pays and deductibles you paid out-of-pocket should also be documented for reimbursement in your personal injury claim.
If you do not have health insurance, the billing department of the facility where you received treatment can advise you on how to proceed. If they know your injuries are from a car accident, they may agree to treat on a lien.
An Attorney Is Critical to Receiving the Compensation Owed to You
It may seem simple and straightforward to file a claim for what’s owed to you. However, it’s often difficult for several reasons that make hiring a Nebraska car accident attorney important:
- You need to understand your short- and long-term medical needs and their costs.
- You need to prove the procedure, medication, or therapy was directly related to the accident.
- Estimating costs for anticipated future medical care can be difficult without experience in this area.
- You may need to track down payments your insurance company has made.
- Justifying some types of care, such as mental health care needs, can be challenging.
Your attorney will lead you through the process to ensure you don’t miss key compensation owed to you. Call the Law Office of Mathew A. Lathrop, PC, LLO, to learn more about the work we do to help ensure you claim all of your possible losses. Reach out to us through an online chat right now or call our office for a free consultation.