Yes, motorcycle operators in Nebraska need to maintain insurance. Nebraska law requires that all registered vehicles in the state must maintain insurance.
As an at-fault state, the person causing the accident in Nebraska is considered responsible for the losses they caused to the other party. The injured party has the right to file a claim against the responsible party to claim compensation for their losses.
What Are Nebraska Motorcycle Insurance Requirements?
All motor vehicles in the state must maintain “proof of financial responsibility.” This may include a motorcycle insurance policy. Insurance minimums include:
- At least $25,000 in liability coverage for bodily injury or death of one person
- At least $50,000 in liability coverage for total bodily injury or death in the accident
- At least $25,000 in liability coverage for property damage per accident
Liability insurance protects injured accident victims. It may help cover the damage to your vehicle, medical costs, lost time at work, and pain and suffering.
When Your Insurance May Cover Losses
There are some situations where your insurance, as the victim, may also be accessible after a motorcycle accident. This depends on the type and amount of insurance coverage you have on your personal insurance policy but can include cases when:
- The responsible driver did not have any liability coverage.
- The responsible driver did not have enough insurance coverage to cover your losses.
- You have severe injuries or damages that are over and above the amount of coverage the responsible driver has.
Get the Support You Need After Your Accident
Your motorcycle attorney can help you determine who is responsible for your losses and how to receive compensation for them. Your Nebraska motorcycle accident attorney will work with you to protect your settlement.
The Law Office of Matthew A. Lathrop, PC, LLO, can answer all of your questions. To learn more, schedule a free consultation with our dedicated professionals. We’re here to help you ensure your best possible outcome.