After a car accident, you may need to file a personal injury claim with the other party’s insurance provider. While this may seem like a simple process of adding up your losses to file a claim, that’s rarely what occurs.
The Insurance Company Isn’t Working for You
It’s the goal of the insurance adjuster to minimize your recovery to maximize the profits of their employer. Their employer is the insurance company.
Adjusters will do what they can to justify a lower claim. They may:
- Encourage you to settle for less than what you’re owed
- Encourage you to settle before you know all of your losses
- Record your calls and use snippets of what you say out of context to suggest you’re misrepresenting your claim
- Have an investigator follow you around to take pictures of the things you’re doing that could be seen as inconsistent with your reported injuries
- Try to get you to sign a blanket release of your medical information so they can gather insight on pre-existing conditions
You cannot trust even the nicest insurance adjuster. Doing so may mean putting your claim at risk.
Hiring a Car Accident Attorney Is Essential
Having a personal injury attorney in Omaha to work with you and guide you through this process helps alleviate some of the risks associated with the claims process. Your car accident attorney is working for you to protect your claim. They will:
- Talk to the adjuster for you
- Verify and provide evidence of all claims
- Minimize the risk of inconsistencies in statements, photos, or recordings
- Ensure you don’t feel harassed
- Guide you in filing a lawsuit to secure the funds owed to you if needed
The key to remember here is that you don’t need to speak to, provide information to, or negotiate with an insurance adjuster. Your personal injury attorney will handle communication on your behalf.
Let’s Talk About Your Insurance Adjuster Experience
If you’ve filed a claim with an insurance adjuster or you are afraid to do so, the Law Office of Matthew A. Lathrop, PC, LLO, can help. Schedule a consultation with us to discuss your case.